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i have a rule.
Feb. 7th, 2022 10:55 amNo financial decisions / activity before coffee.
It's flexible. Mostly, it means I don't pay bills or look at my online bank statements first thing in the morning.
Which serves to make me stop and think about money stuff, because I am in a state of money where I am basically only okay as long as I stop and think about stuff. It is a lot better than I have been, historically.
But when I swapped out my default daily credit card, and then used the new one to hold a doctors appointment for my annual checkup... And they flagged that transaction and froze my account, pending a phone call from me? It is not ideal. But it will be closer to ideal after i have had coffee (and time to think about it), and call them.
It's flexible. Mostly, it means I don't pay bills or look at my online bank statements first thing in the morning.
Which serves to make me stop and think about money stuff, because I am in a state of money where I am basically only okay as long as I stop and think about stuff. It is a lot better than I have been, historically.
But when I swapped out my default daily credit card, and then used the new one to hold a doctors appointment for my annual checkup... And they flagged that transaction and froze my account, pending a phone call from me? It is not ideal. But it will be closer to ideal after i have had coffee (and time to think about it), and call them.
